Wage Garnishments & Frozen Accounts

Long Island Bankruptcy Attorneys
Serving Suffolk County & Nassau County

When you owe money to a creditor and are not making payments, the creditor may pursue a judgment in order to garnish your wages or freeze your bank account. You may not even be aware that this is occurring. Instead, you may get your paycheck one day and notice that money is missing, or arrive at the bank and realize you cannot take your money out!

In New York, in most instances, a creditor may garnish 10% of your wages in order to collect a debt and your employer has no choice but to comply with a wage garnishment when it is ordered. Additionally, a creditor may freeze the contents of your bank account up to two times the amount of money you owe, limiting your access to your money.

An attorney at The Law Offices of Stephen P. Gelfand, P.C. can review your situation and determine what may be done in order to unfreeze your accounts, and/or terminate the garnishment of your wages. Chapter 7 or Chapter 13 bankruptcy may be the answer to stop aggressive creditors, release your bank account and put an end to wage garnishment.

Contact The Law Offices of Stephen P. Gelfand, P.C.

548 WEST JERICHO TURNPIKE, SMITHTOWN, NEW YORK 11787 | TEL: (631) 470-5300 | FAX: (631) 470-5302 | info@stephengelfandlaw.com